是不是该买辆新车了, 卡车, 或者摩托车, or you simply want to refinance your current loan for a low interest rate, 进化是来帮忙的! The Online Application Process Is Fast And Easy! 应用 online in as little as 10 minutes with fast approvals and loan closings that can be completed via our safe and secure email document signing. 或者打915给我们.995.1620. Get started today what are you waiting for?

现有成员 此外,铂金, or 钻石精英 会员计划 qualify for a discount on their interest rate! 

*APR是年度百分比利率. All loans subject to credit approval. 利率 subject to change without notice and determined by credit tier. 最小值. $40,000 required for 84 month term. Applies to direct vehicle loan applications only.


附加组件

Our add-on products can we added into the loan financing at the time of purchase. Our products can also be purchased after loan closing 然而 they will need to be paid in cash and limits may apply.

Major Mechanical Breakdown Protection (MMP) Coverage* : 也被称为延长保修, MMP is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. 为MMP支付一次, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.

购买MMP是可选的. Whether or not you purchase MMP will not affect your application for credit or the terms of any existing credit agreement you have with our institution. 有资格要求, 条件, and exclusions that could prevent you from receiving benefits under MMP.

Members should carefully read the contract for a full explanation of the terms.

Guaranteed Asset Protection (GAP) Coverage* : GAP is designed to eliminate your unpaid loan balance if your vehicle is stolen or damaged beyond repair. 提出索赔电话 1-866-270-3803.

发展保险正规赌足球的软件* : 车辆 | Property | Business | Life | And More. 请致电 915.599.6822.

汽车 & 房屋保险* : TruStage makes available extra savings for members with some of the nation's most trusted insurance companies. Members can access information and quotes at www.trustage.com 或者通过呼叫 855-483-2149.

Paintless Dent 汽车 Protection PDF (985 KB)* : An effective way to remove unsightly door dings and small dents without the hassle or expense of major body work. 覆盖所有外部车身面板.  提出索赔电话 1-877-294-0185.

轮胎 & Wheel 车辆 Protection PDF (1 MB)* : Covers tires and wheels plus the cost associated with mounting and balancing. 提出索赔电话 1-877-315-7665.

车辆返回保护PDF (1).2 MB)* : A one-of-a-kind program that allows you to return your vehicle and walk away from negative equity up to $15,000 should any of the following life changing circumstances arrive:

  • 非自愿性失业
  • 身体残疾
  • Loss of Driver’s License due to Medical Impairment
  • 国际就业转移
  • 自雇人士个人破产
  • 意外死亡

提出索赔电话 1-866-922-9255.

车辆保护计划PDF (1.2MB)* : 也被称为延长保修, MMP is automobile protection that extends beyond the manufacturer’s factory warranty. 要提出索赔,请致电 1-800-527-1984.

If you have questions about add-ons or canceling a product, please contact our 《中心 at 915.593.5866 他们会很乐意帮忙的.


车辆保险资料
车辆保险夹 – Insurance binders provide proof of sufficient insurance. A new binder must be provided when the policy or insurance provider changes.  代理商可以通过电子邮件将活页夹发送到 loans@findgoldenlight.com 或传真至 (915) 633-1319.
  • 活页夹必须:
    • 与贷款上的名字相符
    • Show 进化FCU as the lien holder
    • 显示最高500美元的免赔额
Collateral Protection Insurance (CPI) – CPI protects the vehicle against physical damage. It is added to a loan when the vehicle is not properly insured.
  • 当CPI被添加到贷款中:
    • 最低还款额增加.
    • If the loan is paid automatically, we will not increase the deduction. This may cause the loan to become delinquent.
    • To remove CPI and have the charge refunded a member must provide proof of sufficient insurance. 活页夹可以通过电子邮件发送到 collections@findgoldenlight.com or info@findgoldenlight.com.
    • CPI refunds are processed every Friday.
车辆s and Unsecured Loans 信息
信用、人寿及伤残 – This insurance pays the loan in case of a borrower’s death or disability. 它在结账时被添加到贷款中.
  • 索取索赔表格,请浏览 Trustage保险
  • 电邮文件至 collections@findgoldenlight.com
  • Members can contact an eBanker at 915.593.5866取消信用期 & 残障保险.
  • Canceling the insurance will not decrease the payment, 然而, the funds will go to the principal of the loan.
信用保险
重要时的保护... 我们是来帮忙的!
In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim. To begin, please fill out a claim form 在这里. 如果你愿意,打800.621.6323 to begin the process and a TruStage claims specialist will guide you through the process.

TruStage is the marketing name for the TruStage Financial Group, Inc. 其子公司及附属公司.

*APR是年度百分比利率. All loans are subject to credit approval. 利率 subject to change without notice and determined by credit tier. 最小值. of $40,000 required for 84 month term. Applies to Direct 车辆 Loan Applications Only.

*利率 based on credit history and underwriting factors. Program, rates, terms and 条件 are subject to change without notice. Restrictions and limitations may apply. 

*APR是年度百分比利率. Restrictions and limitations apply. Programs, rates, terms and 条件 are subject to change without notice. All loans are subject to credit approval. 详情请咨询信贷员. 利率 based on credit history and underwriting factors.

*evolve Insurance Agency is affiliate of 进化FCU. 未投保NCUISF. All benefits are subject to the terms and 条件 of the contract/policy. Restrictions and limitations may apply. Coverage may vary and may not be available depending on the provider.

No Matter What 车辆 You Drive, Get Insured!

Protect Your Car Today with 发展保险正规赌足球的软件.

link

Refinance Your Home with 进化FCU!

Call our 抵押贷款 Specialist, Stephanie Mendoza, at 915.599.6820查询更多信息.

link